Empowering Health and Wealth Solutions
Transform your financial health with expert guidance.
Empowering Health and Wealth Solutions
Transform your financial health with expert guidance.
Transforming Your Life to Win!
Judith Santiago - Financial Strategist | Medicare Specialist | Entrepreneur
With a heart for service and a passion for empowering others, Judy Santiago brings decades of experience in both healthcare and financial services. She began her career as a Registered Nurse, dedicating 19 years to oncology nursing before making a pivotal career shift in 1996 into financial services. She obtained licenses in Life, Health, Series 6, 63, 53, and 26, and as an Office of Supervisory Jurisdiction (OSJ), she oversaw and mentored 150 agents in the industry.
In 2005, Judy took on a new challenge by founding and serving as the CEO of her own Home Health Nursing Agency, successfully running it until 2014. Her leadership in healthcare gave her deep insights into the financial and medical needs of aging individuals, leading her to return to financial services with a focus on Medicare sales. Recognizing the complexities and challenges seniors face, she established her own Medicare Agency, expanding her services to include:
✅ Life Insurance ✅ Annuities ✅ Long-Term Care ✅ Wellness Education ✅ Group Health ✅Medicare
Judy prefers to be known not as a Financial Planner, but as a Financial Strategist, crafting personalized solutions to help individuals, families, and businesses achieve financial security and growth.
Beyond her professional achievements, Judy cherishes her life with her husband, Ralph, three children, and two grandchildren. She values family time and considers it a blessing to create lasting memories with loved ones.
Her mission is clear: "To positively impact the lives of others by adding value to them"—and she takes that very seriously.
Judith is also a Certified John Maxwell Coach and Trainer*
About Getting Others to Win
Medicare Insurance Advisor
Medicare Insurance Advisor
Medicare Insurance Advisor
As your Medicare Insurance Advisor Judith helps her clients understand and choose the best Medicare coverage based on their healthcare needs and financial situation. Their main responsibilities include:
- Educating clients on the differences between Original Medicare, Medicare Advantage, and Medigap plans.
- Assessing individual needs, such as
As your Medicare Insurance Advisor Judith helps her clients understand and choose the best Medicare coverage based on their healthcare needs and financial situation. Their main responsibilities include:
- Educating clients on the differences between Original Medicare, Medicare Advantage, and Medigap plans.
- Assessing individual needs, such as doctors, medications, travel, and budget.
- Presenting suitable plan options from various insurance carriers.
- Ensuring compliance with Medicare marketing guidelines (CMS regulations).
- Facilitating enrollment and completing all necessary paperwork accurately.
- Providing ongoing support, like reviewing coverage during the Annual Enrollment Period and helping with plan changes.
- Works with the Following Providers; 1. Cigna Health Care 2. Humana 3. WellCare 4. Zing 5. United Health Care 6. Blue Cross Blue Shield 7. Devoted Health Plan 8. Aetna
Your agent serves as a trusted guide to help seniors navigate the complexities of Medicare with clarity and confidence.
Capstone Wellness
Medicare Insurance Advisor
Medicare Insurance Advisor
Through our Capstone Wellness program, we offer excellent services with no added cost to employers and their employees, and a tremendous amount of savings. This is an ideal wellness program for employers with 10 or more employees.
At no cost to you, we leverage 4 IRS tax codes that can give you $500+ FICA tax savings per employee per ye
Through our Capstone Wellness program, we offer excellent services with no added cost to employers and their employees, and a tremendous amount of savings. This is an ideal wellness program for employers with 10 or more employees.
At no cost to you, we leverage 4 IRS tax codes that can give you $500+ FICA tax savings per employee per year, while giving each employee a "raise" to use for extra benefits, all at no cost to you, the employer.
You don't have to change health plans or anything. Learn more -- Call today for a quick 20 min call to review the highlights and see if it might work for you!
Our Approach
Medicare Insurance Advisor
Our Approach
We take a collaborative approach to health consulting, working closely with each client to develop a customized plan that fits their unique needs and lifestyle. We believe in empowering our clients with the knowledge and tools they need to take control of their own health and wellbeing.
We Work with the Following Providers;
1. Cigna Health
We take a collaborative approach to health consulting, working closely with each client to develop a customized plan that fits their unique needs and lifestyle. We believe in empowering our clients with the knowledge and tools they need to take control of their own health and wellbeing.
We Work with the Following Providers;
1. Cigna Health Care
2. Humana
3. WellCare
4. Zing
5. United Health Care
6. Blue Cross Blue Shield
7. Devoted Health Plan
8. Aetna
Your agent serves as a trusted guide to help seniors navigate the complexities of Medicare with clarity and confidence.